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Saving money is not something Im good at.

I discovered Plum while digging through financial advice forums on Reddit and downloaded the app on a whim.

A person holding a phone in a cafe with Plum app open on screen

This is incredibly effective if you live in particularly wet climates.

Sounds intimidating, I know.

But trust me, it works

If this sounds a bit too intense for you - dont worry.

Plum screenshot

I have mine split between the two savings accounts and my Plum card.

Separation is key!

Download Plum on iOS

Download Plum on Google Play

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Plum screenshot